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Legal and conditions of use

Close Brothers Property Finance terms and conditions.

Website Usage Agreement

  1. By using this Site you indicate that you accept the following terms and conditions.
  2. If you do not agree to these terms of use, please do not continue to use ("the Site"). The Site is operated by Close Brothers Property Finance ("CBPF"), which is a trading style of Close Brothers Limited ("CBL"), a subsidiary of Close Brothers Group plc. CBL is registered in England and Wales with company number 195626 and registered office at 10 Crown Place, London EC2A 4FT. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority, firm reference number 124750.
  3. CBPF does not provide loans secured by mortgages on owner-occupied residential properties.
  4. CBPF provides information on the Site only in relation to CBPF's own secured loan facilities which are provided as a principal lender.
  5. CBPF maintains the Site as a courtesy to those who may choose to access the Site ("Users"). The information presented herein is for informative purposes only. CBPF is pleased to allow Users to visit the Site and download and copy the information, documents and materials (collectively, "Materials") from the Site to use, without any right to resell, redistribute or create derivative works therefrom, subject to the terms and conditions outlined below, and also subject to additional restrictions set out in relation to specific material within this Site.
  6. CBPF administers this Site. All Material on this Site from the various members of Close Brothers Group plc appears on this Site subject to these terms and conditions. In addition, the members of Close Brothers Group plc may have additional terms and conditions that govern the use of their material.


  1. Unless expressly stated otherwise, the findings interpretations and conclusions expressed in the Materials in this Site are those of the various authors of the work and are not necessarily those of Close Brothers Group plc's Boards of Executive Directors or the businesses they represent.
  2. Materials provided on this site are provided "as is" without warranty of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, User satisfaction, and non-infringement.

  3. CBPF specifically does not make any warranties or representations as to the accuracy or completeness of any such Materials. CBPF periodically adds, changes, improves, or updates the Materials on this Site without notice. Under no circumstances shall CBPF be liable for any loss, damage, liability or expense incurred or suffered which is claimed to result from use of this Site, including without limitation, any fault, error, omission, interruption or delay with respect thereto. Use of this Site is at the User's sole risk. To the extent permitted by law, CBPF shall not be liable, including due to negligence, for any direct, indirect, incidental, special or consequential damages, even if CBPF has been advised of the possibility of such damages.

  4. Each User specifically acknowledges and agrees that CBPF is not liable for any conduct of any User.

  5. This site may contain advice, opinions, and statements of various information providers and content providers. CBPF does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. Neither CBPF nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, for any damages resulting therefrom. Nothing in this Site or any Materials shall be construed, implicitly or explicitly, as containing any investment recommendations. CBPF is not registered under the U.S. Investment Advisers Act of 1940. Nothing in such Site, or in such Materials, constitutes an offer of or an invitation by or on behalf of CBPF to purchase or sell any shares or securities nor should it be considered as investment advice.

Linking to the Site

  1. Any User may link to any page on the Site, provided such User does so in a way that is fair and legal and does not damage CBPF or its affiliates reputation or take advantage of it, but Users must not establish a link in such a way as to suggest any form of association, approval or endorsement on CBPF's part where none exists.
  2. The Site must not be framed, surrounded, obfuscated, or bordered on any other site, nor may Users link to, simulate or reference parts of the Site in such a way as to replicate the Site or the benefit of visiting it.

Intellectual Property

  1. The intellectual property rights in the Site, and in the material published on it are protected by copyright laws and treaties around the world. Except as expressly set out in these terms, CBPF, and its licensees, reserve their respective intellectual property rights in the Site and the materials on it.
  2. Save as expressly set out in these terms, no intellectual property rights of any kind are assigned or licensed to Users.

Links to third-party web sites

  1. This Site contains links to third-party web sites. The linked sites are not under the control of CBPF and CBPF is not responsible for the contents of any linked site or any link contained in a linked site. CBPF provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by CBPF.

Applicable Law and Jurisdiction

  1. This Agreement will be interpreted and enforced in accordance with the laws of England. Any action to enforce this agreement shall be brought in the courts of England.


  1. CBPF may revise these terms of use at any time for security, legal, best practice or regulatory reasons by amending this page.
  2. CBPF will not use this right to make substantial changes to the terms to your detriment without giving Users a chance to agree.
  3. Users are expected to check this page from time to time to take notice of any changes CBPF made, as they are binding on Users.


  1. If any of these terms of use are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms of use are intended to be effective, then to the extent and within the jurisdiction in which that term is illegal, invalid or unenforceable, it shall be severed and deleted from these terms of use and the remaining terms shall survive and continue to be binding and enforceable.


  1. CBPF reserves its exclusive right in its sole discretion to alter, limit or discontinue the Site or any Materials in any respect.
  2. CBPF reserves the right to deny in its sole discretion any User access to this Site or any portion thereof without notice.
  3. No waiver by CBPF of any provision of this Agreement shall be binding except as set forth in writing signed by its duly authorised representative.