Skip to main content

Our team

Our specialist team are committed to helping experienced developers and investors grow and thrive in the UK property market. We work closely together to offer you a fast and transparent service.

Get in touch

Speak to our expert lending managers.

I want to talk about:

Get in touch

Get in touch

Leadership

Frank Pennal

Frank Pennal

Chief Executive Officer, Property
Frank has worked in specialist property finance for more than 30 years, including 22 years at Close Brothers. He has led Close Brothers Property Finance since 2005, overseeing all of the Group’s property lending activity.

Frank is also a full member of the Close Brothers Bank Board and Executive Committee.
Rowland Thomas

Rowland Thomas

Director, Property
Rowland joined Close Brothers in 1999 with the company’s acquisition of specialist property lender, Granville Bank. Prior to Granville, Rowland had worked at Dunbar Bank and NatWest, where he started his career in general banking before focusing on property finance.
Contact Rowland Thomas
Simon Powell

Simon Powell

Director, Property
Simon has worked across the banking sector during his career, giving him a broad range of experience, however he has specialized in property finance for over 20 years. He joined Close Brothers in 2003 from Anglo Irish Bank and was appointed as a Director in 2012.
Contact Simon Powell
Daniel Joyce

Daniel Joyce

Director, Property
Daniel has been at Close Brothers Property Finance since 2000, joining the organisation after a short spell at a clearing bank. He became a relationship manager in 2006 and, after successfully growing a portfolio of residential development and commercial investment loans, he was promoted to Director in 2015.
Contact Daniel Joyce
James McHugh

James McHugh

Director, Property Scotland and Northern Ireland
Following London-based stints in banking and private equity, James joined Close Brothers Property Finance in 2009, shortly after the opening of our Edinburgh office. He has been regional Director for Scotland since 2016 and in 2018 this was expanded to include Northern Ireland.
Contact James McHugh
Joanne Parr

Joanne Parr

Director, Bridging Finance Manchester
Joanne joined Close Brothers Bridging Finance in 2019 to head up the new business based in Manchester. She has over 29 years of experience in finance, having worked at a high-street bank and specialist short-term bridging and development lender, as well as founding her own business as a commercial finance broker.
Contact Joanne Parr
Richard Murkin

Richard Murkin

Director, Credit & Risk, Property
Richard joined Close Brothers in 2010 and is Risk Director for the Property Division. He has worked in banking for 30 years and prior to 2010 held positions in Credit at Leopold Joseph & Sons Limited, Butterfield Private Bank and Heritable Bank. He is also a director of Commercial Acceptances Limited.
Annabelle Charman

Annabelle Charman

Chief Operating Officer, Property
Annabelle has spent the majority of her career in the banking industry, both at high-street and specialist property banks. She joined the Close Brothers Property Finance in January 2011 and was appointed as Chief Operating Officer and part of the property directorate team in April 2016. Annabelle is also a proud trustee of charity Dogs for Good.
Paul Foot

Paul Foot

Finance Director
Paul has been with Close Brothers Group since 2012, originally at Winterflood Securities. He joined the Property Finance division in July 2017, and has also been overseeing the finances of the group since May 2018. Before joining Close Brothers, Paul held positions at Goldman Sachs and the London Stock Exchange.

Lending team

Two people at desk

Our specialist property lending team are always available to take your call, make sure your project runs smoothly and your funds are never held up.

They provide support and robust industry knowledge from your initial enquiry through to the completion of your project.

Contact your Lending team

Credit and risk

Person working at computer

Our credit and risk team are the engine powering the lending team. They are responsible for making sure all due diligence is completed effectively and efficiently, so we can provide you with the best level of service. Their extensive experience in the property industry allows them to take a commercial yet prudent and risk-based approach to their work. That means they can approve the release of your funds quickly, providing you with ready cash to keep you project moving forward.

Operations and marketing

Two people working at computer

The rest of our team is made up of operations and marketing professionals, as well as admin support. who support both the lending and credit and risk teams as well as our customers. Whether it’s processing anti-money laundering checks, putting together our latest newsletter or providing account statements, every member of our team provides support and assistance throughout the cycle of your loan and beyond.