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Our team

Our specialist team are committed to helping experienced developers and investors grow and thrive in the UK property market. We work closely together to offer you a fast and transparent service.

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Leadership

Phil Hooper

Phil Hooper

Chief Executive Officer, Property
Phil joined the Property Finance division of Close Brothers as CEO in December 2023. Phil joined the Bank from Pluto Finance where he was Head of Lending, he previously spent 36 years at Nat West Bank, latterly as Head of Real Estate where he managed the UK loan book of £30bn.
Daniel Joyce

Daniel Joyce

Managing Director, London
Daniel has been at Close Brothers Property Finance since 2000, joining the organisation after a short spell at a clearing bank. He became a relationship manager in 2006 and, after successfully growing a portfolio of residential development and commercial investment loans, he was promoted to Director in 2015.
Contact Daniel Joyce
Chiara Caldwell

Chiara Caldwell

Managing Director, Structured Finance
Chiara leads the Structured Finance team, working with developers and investors across the UK to support complex real estate transactions, with particular experience in the residential, PBSA and BTR sectors. Chiara brings significant sector expertise, having previously held senior roles in real estate lending for over a decade before joining Close Brothers to help drive growth in specialist residential lending.
Contact Chiara Caldwell
Joanne Parr

Joanne Parr

Director, Manchester
Joanne joined Close Brothers Property Finance in 2019 to head up the new team based in Manchester. She has over 29 years of experience in finance, having worked at a high-street bank and specialist short-term bridging and development lender, as well as founding her own business as a commercial finance broker.
Contact Joanne Parr
Gary Ferris

Gary Ferris

Business Development Director, Scotland and Northern Ireland
Gary leads the lending team in Scotland and Northern Ireland and is responsible for originating and supporting property finance transactions across the region. With deep knowledge of the local market and strong relationships across the sector, Gary plays an active role in shaping regional strategy and supporting customer engagement.
Contact Gary Ferris
Richard Murkin

Richard Murkin

Director, Credit & Risk, Property
Richard joined Close Brothers in 2010 and is Risk Director for the Property Division. He has worked in banking for 30 years and prior to 2010 held positions in Credit at Leopold Joseph & Sons Limited, Butterfield Private Bank and Heritable Bank. He is also a director of Commercial Acceptances Limited.
Annabelle Charman

Annabelle Charman

Chief Operating Officer, Property
Annabelle has spent the majority of her career in the banking industry, both at high-street and specialist property banks. She joined the Close Brothers Property Finance in January 2011 and was appointed as Chief Operating Officer and part of the property directorate team in April 2016. Annabelle is also a proud trustee of charity Dogs for Good.
Jo Lavers

Jo Lavers

Finance Director Property Division
Jo oversees the financial health of the Property Finance business, leading on financial strategy, statutory and regulatory reporting, and ensuring the division operates with strong financial governance. In her role, Jo works closely with the division’s leadership team and the wider Group Finance function, supporting long term planning and contributing to key strategic initiatives.
Contact Jo Lavers

Lending team

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Our specialist property lending team are always available to take your call, make sure your project runs smoothly and your funds are never held up.

They provide support and robust industry knowledge from your initial enquiry through to the completion of your project.

Contact your Lending team

Credit and risk

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Our credit and risk team are the engine powering the lending team. They are responsible for making sure all due diligence is completed effectively and efficiently, so we can provide you with the best level of service. Their extensive experience in the property industry allows them to take a commercial yet prudent and risk-based approach to their work. That means they can approve the release of your funds quickly, providing you with ready cash to keep you project moving forward.

Operations and marketing

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The rest of our team is made up of operations and marketing professionals, as well as admin support. who support both the lending and credit and risk teams as well as our customers. Whether it’s processing anti-money laundering checks, putting together our latest newsletter or providing account statements, every member of our team provides support and assistance throughout the cycle of your loan and beyond.