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    Can the loan be extended if sales are delayed?

    Yes. Providing efforts are being made to encourage sales and there is a sensible strategy in place, we will consider extending the loan (which may be subject to a revised fee) to cover the period of time until our loan can be repaid.

    Can I repay the loan at any time?

    Yes. We do not charge early repayment fees so if you achieve a sale early or you decide to refinance your loan you will not be penalised.

    Do you require 100% net sales proceeds?

    Our standard requirement for all sales that take place is to receive 100% net sales proceeds (after agents and lawyers fees). We are flexible in our lending and we do the best to support our borrowers and therefore we can consider proceeds being retained if good progress has been made.